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Homeownership Program

General Criteria for Eligibility

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Habitat for Humanity offers income eligible families the opportunity to own a home. Becoming a Habitat homeowner requires commitment, responsibility and deep involvement.

In order to partner with us, you must meet the following preliminary criteria:

  1. You must be a Legal Permanent Resident of the United States.
  2. You must have lived or worked in our county for at least 12 months. Affiliates for other vicinities can be found at habitat.org.
  3. Your yearly income must fall within our income guidelines, which are adjusted for family size. Income includes wages, Social Security, disability, and SSI.
  4. You must have one year of continuous income.
  5. You must have a reasonably good credit history. It must be at least two years since you discharged any bankruptcies, and you must be making payments on your debts.
  6. You must have a need for housing because your current housing is unaffordable, unsafe, or overcrowded. You also can not currently be a homeowner.
  7. You must partner with Habitat for Humanity and contribute "sweat equity," helping to build your home as well as other families' homes, and attend educational workshops. Each adult in the household must complete a minimum of 200 hours.

If you meet these criteria, then please watch for our announcement of the open enrollment period in 2026. Announcements will appear on our website as well as on our Facebook page.

We will assist in completing any form we require to be considered as a future homeowner.  Our Homeowner Selection Committee will be available to answer questions throughout the enrollment period and application process. 

Our application period for homes being built in 2026 closed at 5:00PM on July 3, 2025. 

  • Office Location

    1515 Croghan St
    Fremont, OH 43420

    Hours:
    Mon - Thurs 9:00 am - 3:00 pm
    Fri 9:00am -12:00 pm
    *Additional hours available by appointment

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