Habitat for Humanity offers low-income families the opportunity to own a home. Becoming a Habitat homeowner requires commitment, responsibility and deep involvement.
In order to partner with us, you must meet the following preliminary criteria:
- You must be a Legal Permanent Resident of the United States.
- You must have lived or worked in our county for at least 12 months. Affiliates for other vicinities can be found at habitat.org.
- Your yearly income must fall within our income guidelines, which are adjusted for family size. Income includes wages, Social Security, disability, and SSI.
- You must have one year of continuous income.
- You must have a reasonably good credit history. It must be at least two years since you discharged any bankruptcies, and you must be making payments on your debts.
- You must have a need for housing because your current housing is unaffordable, unsafe, or overcrowded.
- You must partner with Habitat for Humanity and contribute "sweat equity," helping to build your home as well as other families' homes, and attend educational workshops. All families must complete a total of 200 hours.
If you meet these criteria, then please see our Homeownership Application page for more information!
If you prefer to talk to someone, you may call our office 419-355-1257 for assistance.
A list of required documentation has been linked here as well and must be gathered prior to submitting an online application or scheduling an appointment for in person assistance completing the application. We will assist in completing any form we require to be considered as a future homeowner. Our Homeowner Selection Committee will be available to answer questions throughout the enrollment period and application process.
Our application period for homes being built in 2026 is open now through July 3, 2025. Please visit our 2025 Application Timeline and Homeowner Application pages for further information.
